Cash Flow Analysis for Lending
Automatically assess loan applicants' financial health and behaviors in real-time using AI.
AI-Driven CashFlow Analysis
- Bank statements are a rich source of data that facilitates cash flow analysis
- Fast and accurate transaction categorization is essential for robust cash flow analysis
- Categorization facilitates knockout rule enforcement, modeling, and decisioning
- Reduce human errors, boosts efficiency, and lowers costs
- KPIs, Rules, Scores, Trends Drive Fully Customizable Decisions Workflows.
- Ensure Consistency, Fairness, and Objectivity while Instantly Evaluating Up to 2 Years of Account History.
Modeling Borrower Risk
- Accurate transaction categorization and income and debt calculations facilitate robust machine-learning models
- Lokyata has combined years of experience in creating expert models to create features optimal for modeling borrower risk
- We also understand that our models have to have a level of transparency in order to indicate reasons for rejection
