Turn Bank Statement Data into Smart Decisioning

Lokyata’s Intelligent Cashflow Underwriting is now integrated with DecisionLogic’s Instant Bank Verification.

What this means for your lending business

This integration enables automated bank statement analysis and intelligent decisioning through Lokyata’s Bank Analyze product

200+ Smart Signals derived directly from verified transaction behavior and tight LMS integrations

Move from verified data intake to decision recommendation without manual bottlenecks.

Lender-specific rules combined with AI to automate credit execution.

Performance analytics tied directly to transaction-level borrower behaviors.

Verified bank data flows directly into automated or agent-assisted decisioning.

DecisionLogic provides Identity Based Verification and bank transaction access

Lokyata BankAnalyze derives 200+ Smart Signals and underwriting intelligence

Configurable decision flows drive automated or agent-assisted credit decisioning.

Approve more of the right borrowers using real transaction behavior.

Catch instability early by analyzing income and cash flow patterns.

Move from bank connection to recommendation in minutes, not hours.

Tie performance analytics directly to transaction-level signals.